Savings and Investments


Individual Savings Accounts (ISAs)

ISAs 2015/16

Overall investment limit


Junior ISA limit



  • Investments in ISAs are free of income tax and capital gains tax.
  • Those aged 16-17 can invest in a cash ISA, in addition to a Junior ISA.
  • ISAs allow you to take your money out at any time without losing tax relief and furthermore you are not required to declare income and capital gains from ISA savings.
  • Transitional rules may apply.